Free tools

Calculators

Small, sharp tools for the numbers you work out every week. No sign-up, no spreadsheets, no fuss.

Time Cost Calculator

Calculate billable time

Convert tracked hours, minutes and seconds into decimal time and a billable amount, ready to drop straight into Xero, QuickBooks or your invoice template.

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VAT & Sales Tax Calculator

Add or remove tax

Add VAT, GST or US sales tax to a net price, or work backwards from a gross figure to see the amount before tax. Includes preset rates for the UK, Ireland, US, Canada, Australia, New Zealand and major EU countries, plus any custom rate you need.

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Freelancer & Agency Rate Calculator

Find your minimum rate

Work out the minimum hourly rate, day rate and monthly retainer you need to charge to hit your target income — after holidays, public holidays, sick days, non-billable admin, business expenses, pension contributions and a sensible profit margin. Built for accountants, designers, developers, marketers, copywriters, consultants and small agencies.

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SEO ROI Calculator

Model ranking gains

Estimate the extra visitors, leads and revenue that improved Google rankings could generate for a target keyword. Uses editable industry-average click-through rates by position, your own conversion rate and either average customer value or lifetime value. Educational modelling rather than a guarantee.

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Break-even Calculator

How many customers do I need?

Work out how many customers, subscriptions or units you need to sell each month before the business covers its costs — and how many more it takes to reach a profit target. Uses fixed costs, price per sale and variable cost per sale to show your contribution margin, break-even volume and the revenue that goes with it.

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CAC Calculator

Customer acquisition cost

Add up advertising, salaries, software and agency fees for the month, divide by the customers you actually won, and see your true customer acquisition cost. Includes a paid-only CAC, the LTV to CAC ratio and a payback period so you can tell quickly whether growth is paying for itself.

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LTV Calculator

Customer lifetime value

Estimate what a customer is worth across the whole relationship, using average order value, purchase frequency, gross margin and monthly churn. Shows lifetime revenue, gross-profit lifetime value, average customer lifespan and the maximum you can sensibly spend to acquire one.

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Profit Margin Calculator

Gross, net and markup

Gross margin, net margin and markup side by side, worked out from your selling price, direct costs and allocated overheads. Margin is profit as a share of the price; markup is profit as a share of the cost — confusing the two is one of the quickest ways to underprice a job.

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Pricing Calculator

How much should I charge?

Build a price up from what the work actually costs: direct costs, the hours you put in at your hourly cost, the margin you want and the payment or platform fees that come off the top. Includes a good/better/best tier suggestion and shows exactly how much profit a discount takes away.

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Affiliate Revenue Calculator

Project affiliate income

Model what a page, newsletter or whole site could earn from affiliate partnerships. Enter monthly visitors, click-through rate to the partner, partner conversion rate and your commission — percentage, flat bounty or recurring SaaS payout — to see projected monthly income, earnings per click, revenue per thousand visitors and a twelve-month projection with traffic growth.

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Compound Interest Calculator

Watch growth compound

See what a starting pot plus regular monthly contributions could become once interest starts earning interest. Choose the rate, timeframe and compounding frequency — annually, quarterly, monthly or daily — and add an inflation rate and the chart plots three lines: the money you paid in, the nominal balance, and what that balance is really worth in today's money.

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